For insurance agents working in commercial trucking, your ultimate goal is helping your clients sleep well at night, without any worry about their operation. Our coverages help protect a trucking business, both on the road and off. For those instances that occur outside of transportation, additional layers of protection become crucial – be sure you’re ready!
What General Liability covers in Trucking Insurance
General liability insurance protects trucking companies against third-party bodily injury, property damage, and personal or advertising problems arising from day-to-day business operations outside of vehicle operation.
In the trucking world, examples of this include:
- A visitor slips and falls at a terminal or warehouse
- Driver negligence causes injury or damage while on a shipper’s dock
- Advertising or contractual disputes trigger legal action
Keep in mind the extent of your insured’s operation. Do they have multiple offices or docks? Are there equipment yards, onsite repair facilities, or storage facilities? The bigger the scale of the operation, the more important this coverage becomes.
These incidents may not involve a truck in motion—but they still could result in lawsuits, legal costs, and settlements that can cripple an underinsured carrier. Often enough, GL coverage is not optional—it is a business requirement. Many shippers and landlords require this coverage to be in place before operations can carry out.
The Agent Advantage: Aiding in Premium and Retention
For agents, general liability coverage tends to be more stable year over year. In addition, talking about general liability shows your clients that you’re looking at the bigger picture – and this can open doors to cross-sell larger coverages. Truckers Insurance Associates wants to help you write the broadest package possible, so be sure to take advantage of all our great products! This will instill confidence and keep your clients protected for many years to come.
- Commercial Auto
- Cargo
- Excess Liability
- Workers’ Compensation and/or Occupational Accident Coverage
- Cyber Liability
Northland Extend Coverage – Expanding General Liability Coverage
The Extend Endorsement from Northland enhances General Liability Coverage in a number of ways – it’s a truly unique product in Commercial Trucking Insurance! This includes:
- Good Samaritan Coverage – Provides liability protection for truckers who help others on the road.
- Reasonable Force – Bodily Injury or Property Damage – Safeguards insureds when they use reasonable force to protect people or property against threats.
- Additional limits and blankets on a variety of situations
Lear more on our Northland page and talk to us today if you’re interested in the Extend Endorsement!
Agents who understand the pivotal role GL plays—and who can position it confidently—build stronger books, longer-lasting client relationships, and more predictable income.
We’re ready to talk about General Liability when you are. Do you have a risk who would benefit from this coverage? We’d love to take a look!
Or email us newsubmissions@truckers-insurance.com
About Us:
Truckers Insurance Associates is a Managing General Agent founded in 1943, Leading the Way in Trucking Insurance. We are committed to pursuing innovative solutions, offering premier products from the best markets, and delivering superior service. We are here to meet the ever evolving insurance needs of the trucking industry as an independent, family-owned, wholesale insurance broker. We provide coverages for commercial trucking for both fleet and non-fleet semi-truck insurance.
Learn more at www.truckers-insurance.com
